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Informed Choice Radio - personal finance peace of mind with Martin Bamford


Feb 24, 2017

Investing should be a long-term activity. And when I say long-term, I mean 20, 30 or 40 years. Really, truly, long-term.

Getting the asset allocation right, to meet your chosen investment goals, is crucial.

But when investing for the long-term, it's also important to think about what the world might look like in the future and which investment themes are likely to perform well.

What I share in this episode of the podcast is five different investment themes for the next decade and beyond.

These are the long-term investment themes I've used in my own portfolio, over and above of course those strategic asset allocation decisions which drive the bulk of returns.

Personal finance news update

-Businesses facing financial difficulty could be allowed to reduce pension benefits for staff, in a move suggested by the government.

-A global study looking into the saving habits of the self-employed revealed that in the UK, many are not taking adequate steps to prepare for their future retirement.

-The North East London Borough of Hackney has seen the steepest growth in house prices in the capital over the past 20 years, according to new research by Lloyds Bank.

-A top official at the Bank of England has admitted it will not be able to forecast the next financial crisis or recession.

-Self-assessment tax receipts and capital gains tax have boosted income to the exchequer, resulting in the lowest government borrowing for January in 17 years.

Get answers to your personal finance questions

Do you have a personal finance or investing question for Martin?

Email martin@icfp.co.uk or ask on Twitter @martinbamford.

You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.icradio.co.uk/voicemail to leave an online voice message.

Aftershow links

-Messy: How to be Creative and Resilient in a Tidy Minded World, by Tim Harford

-Billions on Sky Atlantic

-Sean Walsh

-Cranleigh Literary Festival, sponsored by Informed Choice

-Master Investor Show at the Business Design Centre in London on Saturday 25th March (use code INFORMEDCHOICE)