Jun 22, 2016
What does The Walking Dead have to do with life
In this episode of Informed Choice Radio, Martin talks to Kathryn
and Alan Knowles from the Special Risks
Kathyrn and Alan specialise in high risk insurance; getting
insurance cover at an affordable price for people with health
conditions, who engage in hazardous pastimes or have risky
In this interview, we talk about how high risk insurance differs
from ordinary insurance, what being a high insurance risk means in
practice, and how Kathyrn and Alan have used characters from The
Walking Dead to raise awareness of insurance needs.
Some questions I ask
-What is high risk insurance and how does it differ from low risk
-Do people with medical conditions or those working in hazardous
occupations sometimes assume that they would not be eligible for
insurance, and therefore ignore financial protection entirely?
-What does being a high risk for insurance mean in practice? Higher
premiums to pay? Less choice when it comes to products?
Restrictions on the types of cover you can get?
-If someone is a high risk, can they still go directly to insurance
companies to apply for cover? Is there a lot of choice in this
-You recently launched a new campaign, ‘The Walking Dead meets the
Special Risks Bureau’. What inspired this and what was it all
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Martin and Informed Choice
Martin Bamford is a Chartered Financial Planner, Chartered
Wealth Manager and SOLLA Accredited Later Life Adviser. As Managing
Director of Informed Choice, the award-winning firm of Chartered
Financial Planners in Surrey, he is responsible for nearly £200m of
Martin is the author of several bestselling personal finance
books and produced his first feature-length documentary in 2014,
about the post-war Baby Boomer generation in retirement.
“Bamford excels at making even the dullest topics interesting”
– Pensions Management