Fri, 16 October 2015
This week in episode 45 of the Informed Choice Podcast, Martin talks to his colleagues Nick and Andrew about pension freedoms, the end of investment commissions and important assumptions for Financial Planning.
Back in April we experienced the introduction of new pension freedoms. Have these been a success?
What is coming next in the world of pensions? With a new Pensions Green Paper, could we see a change in pensions tax relief?
Ongoing commissions on many types of investments are coming to an end next April.
What is happening to these fund based commission payments and what options do investors have when it comes to paying for financial advice?
Assumptions underpin good Financial Planning, but how do we arrive at the assumptions we use for interest rates, inflation, investment returns or life expectancy?
Why is it so important to keep these assumptions under regular review?